What costs money, and what doesn’t

What do you get with Pro?

Ten things, in two kinds. The ones marked AI use a model, and four of them are yours already — receipt scanning, voice entry, a reading of a disputed balance and a written reminder all work on a free account, with a monthly allowance, because they cost real money every time they run. What Pro buys is more of them. Wrapped’s captions are written by a model too; the rest is analysis of a ledger you already have — where the money went, not how it was split.

• In the appAI receipt scanning — photograph the bill and it fills in the amount, the tax and the tip. Five a month free; three hundred on Pro.
• In the appAI voice entry — say what happened and it fills in the same form. The recording never leaves the phone. Five a month free; four hundred on Pro.
• In the appAn AI reading of a disputed balance — what is between you two, line by line, with the figure both ways. One a month free; ten on Pro.
• In the appAn AI written reminder — drafted in the tone you pick, for you to send yourself. Ten a month free; as many as you like on Pro.

Both happen in the app, where the camera and the microphone are. A page can tell you what they do; it is not somewhere either one can be done.

Both give you a draft to confirm, and neither writes anything on your behalf — so you point the camera at the receipt while everyone is still at the table, and check what came back before it becomes a number anybody owes.

• Balances in your own currency — every figure shown with what it is in yours, at today’s rate, just for you. The group still splits in its own.
• Wrapped — what a group did with its money, as cards: where it went, who paid first most often, who kept the books. Never who owes whom. The captions under the cards are AI; the numbers are the ledger’s.
• Where it went — the group’s spending by category, largest first.
• Over time — the same money as a line: by day for a trip, by month for a flat.
• Patterns across your groups — your share of everything, across every group you are in, in one currency.
• Search across your groups — find that hotel in whichever group it was. Searching inside one group is free.
• More readings of a disputed balance (AI) — ten a month rather than one. The reading is what is between you two, line by line, with what it would leave out and why, and the figure both ways. It proposes; the two of you decide, and nothing changes on its own.
• Reminders without the monthly cap (AI) — the nudge drafted in the tone you pick, for you to read and send yourself. It says what is owed, never what somebody did, and Tabrillo never messages anybody for you.

Nothing about your balances, your history or your ability to argue with a number is behind any of it.

How much does Tabrillo cost?

$2.99 a month or $19.99 a year for you, in every group you are in. Or $9.99, once, for everyone in one group, for good — split it like any other expense, and it gets cheaper per person as the group grows. The group option covers everything above except the two that are about you rather than the group: patterns and search across your groups.

Prices are in USD; the store shows yours. Buying is not open yet.

How can an expense app be free?

Tabrillo never moves money. An app that holds your money needs licences, compliance and your bank details, and has to charge for it. One that holds only the record needs none of that.